For more than 20 years now, FERNBACH has been providing a comprehensive IFRS solution which can be used as an end-to-end solution in parallel accounting or as a modular solution in the form of individual components for specific requirements such as EIR calculation, hedge management, risk provisioning including the determination of collective impairment using macro-economic parameters or leases as defined under IFRS 16. Due to our many years of experience, we can offer our solutions at an extremely good cost/performance ratio. Moreover, all the components are available in the cloud or on-site to facilitate quick and easy installation.